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Why Growing Businesses Need Better Working Capital Management Than Ever

At Lombard we believe one of the biggest challenges facing growing SMEs is not generating more sales, but managing the ...
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Why More Sales Will Not Fix a Business with Weak Financial Foundations

At Lombard we believe one of the most dangerous assumptions in business is that more sales will solve underlying financial ...
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How Slow Operational Reporting Can Lead to Fast Financial Problems

At Lombard we believe many SMEs underestimate how closely operational reporting and financial performance are connected. Reporting delays are often ...
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Top 5 Financial Habits That Help Business Owners Stay in Control During Expansion

At Lombard we believe growth can be one of the most exciting phases in a business, but it is also ...
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Why Some Irish SMEs Stay Busy All Year but Still Fail to Build Cash Reserves

At Lombard we believe one of the most frustrating situations for an SME owner is to look back on a ...
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The Cost of Underpricing Repeat Work and Long-Term Client Accounts

At Lombard we believe one of the easiest ways for an SME to lose profit without realising it is through ...
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How Weak Budget Ownership Across Teams Can Undermine Financial Performance

At Lombard we believe many SMEs treat budgeting as a finance exercise rather than a business discipline. A budget is ...
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Why Margin Erosion Often Starts Long Before Business Owners Notice It

At Lombard we believe margin erosion is one of the most dangerous financial issues an SME can face precisely because ...
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Top 5 Signs Your Business Is Scaling Faster Than Its Cash Position Can Support

At Lombard we believe growth is often celebrated too quickly in business. Rising sales, new hires, bigger orders and expanding ...
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