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The True Cost of an Employee: What to Budget for Beyond the Salary

We here at Lombard meet many business owners at the point where their company is growing, and growth usually brings ...
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Salary, Dividends or Pension: How Business Owners Can Pay Themselves More Efficiently

At Lombard we believe that good property decisions start with a clear picture of your finances. Many of the buyers ...
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Why Your Business Needs a Financial Buffer Before the Next Challenge Arrives

We here at Lombard believe that one of the most valuable financial decisions a business can make is to build ...
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The Hidden Cost of Unprofitable Work: Are Some Customers Costing Your Business Money?

We here at Lombard believe that winning customers is only part of building a successful business. The more important question ...
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When Growth Creates Pressure: Managing the Financial Challenges of a Growing SME

We here at Lombard believe that business growth is a positive achievement, but growth without proper financial planning can create ...
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The Cost of Poor Financial Planning: Why Businesses Need a Clearer View of the Future

We here at Lombard believe that financial planning is one of the most important foundations of a successful business. Yet ...
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The Financial Risks of Relying Too Heavily on One Customer or Revenue Stream

We here at Lombard believe that having a strong relationship with a major customer can be a valuable asset for ...
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How to Build a More Resilient Business Through Better Financial Planning

We here at Lombard believe that financial planning is about more than predicting what your business might earn. It is ...
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Why Cash Flow Problems Often Start Long Before Cash Runs Out

We here at Lombard believe that cash flow problems rarely appear overnight. By the time a business owner realises there ...
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